• CONTACT INFORMATION

    THE MACSIM FIRM
    Phone: 561-899-8184
    Facsimile: 561-536-3031
    Email: contact@themacsimfirm.com

    WEST PALM BEACH
    No Walk-Ins. By Appointment Only
    801 Northpoint Parkway
    West Palm Beach, FL 33407

    BOYNTON BEACH
    No Walk-Ins. By Appointment Only.
    1375 Gateway Boulevard
    Boynton Beach, FL 33426

    OFFICE MAILING ADDRESS CORRESPONDENCE ONLY
    P.O. Box 4681
    Boynton Beach, FL 33424

  • BANKRUPTCY/DEBT RELIEF

    BANKRUPTCY LAWYER

     

    FLAT FEE CHAPTER 7 BANKRUPTCY LAWYER*


    Many attorneys charge $2,500 or more, plus court fees and costs for the same service.
    You will receive experienced attorney representation at an affordable cost.

     

    *Flat fee package includes Attorney representation, pre & post credit counseling courses, credit reports and court filing fee. All Included! Some restrictions may apply.

    Book a Complimentary Consultation Now

     

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    Website spokeswoman is a paid actor and is not an attorney or employee of the firm.
     

    If you are dealing with a financial crisis and you are considering filing for bankruptcy, you need an experienced bankruptcy lawyer to help you answer the difficult questions. Those of you that are new to hiring a bankruptcy lawyer may find the legal process quite daunting. Don’t let this stop you from achieving a better financial future. At The MacSim Firm, you will receive personal, direct service from a licensed Florida bankruptcy lawyer. Our attorney will personally help you through the complicated bankruptcy process.


    OUR SIMPLE 3-STEP BANKRUPTCY PROCESS
    1. Schedule a FREE initial attorney consultation – During your free initial consultation, a Bankruptcy Lawyer will meet with you to discuss and analyze your debts troubles. The Attorney will provide immediate feedback and a preliminary estimate of how much you can expect to pay, including all required court costs.
    2. Collect your paperwork
    A second meeting is scheduled to obtain your information and documents. Using your submitted information, we will prepare your Bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies we can react in hours.
    3. Review your petition
    At your third appointment you will sign your bankruptcy petition. Once signed, we will file your case with the court and keep you informed throughout the process.


    CHAPTER 7 BANKRUPTCY INFORMATION
    For many Americans overwhelmed by debt, Chapter 7 bankruptcy can be a powerful tool for getting you back on track. Chapter 7 is a highly preferred bankruptcy provision. Nearly 65% of all U.S. consumer bankruptcy filings are Chapter 7 cases.

    What is Chapter 7 Bankruptcy? With this type of bankruptcy, an individual petitions the court to discharge most of their remaining debts. The debtor has the right to keep certain property that is essentially off-limits “exempt” to their creditors. In exchange for Chapter 7 bankruptcy protection and subsequent discharge, the bankruptcy trustee can take any property you own that is not exempt from collection, sell it, and redistribute the proceeds to your creditors.

    Who can file Chapter 7 Bankrutpcy?

    Chapter 7 is not available to everyone, and it is important to understand what specific requirements make an individual eligible to file. Under recent revisions to U.S. Bankruptcy Law, debtors are required to pass a financial means test in order to be eligible for Chapter 7 bankruptcy and who will alternately be forced to file Chapter 13 bankruptcy.

    Chapter 7 is best suited for people who?
    Have very little income.

    » Debtors are required to pass the means test in order to be eligible for Chapter 7 bankruptcy.
    » The MacSim Firm can assist you with this process.

     

    Have very little property.

    » Because Chapter 7 bankruptcy allows for the liquidation of some of your property to pay off debt, Chapter 7 is better suited for individuals with less property to lose.
    » Certain property can be protected under state law, however in general, Chapter 7 offers less protection for your property than Chapter 13 bankruptcy.

     

    Have large amount of unsecured debt.

    » Bankruptcy works quickly to dissolve unsecured debts such as medical and credit card bills.
    » Under Chapter 7 bankruptcy, some of your assets might be liquidated to pay off these debts.
    » Once your case has been discharged, all remaining unsecured debts will be eliminated.

    Filing for Chapter 7 bankruptcy can be a powerful tool for dealing with overwhelming debt.

    Get your Complimentary Bankruptcy Evaluation NOW for immediate help. The MacSim Firm is ready to provide a FREE Bankruptcy consultation. Submit your online evaluation and a member of our staff will contact you.

     

    CHAPTER 13 BANKRUPTCY INFORMATION
    Chapter 13 allows people with a steady income to keep property, like a mortgaged house or a car, that they might otherwise lose through the bankruptcy process.

     

    What is Chapter 13 Bankruptcy?

    Chapter 13 will allow you to keep your property and repay your debts out of your income IF the bankruptcy court approves a repayment plan that allows you to use your future income to pay off your debts during a 3 to 5 year period, rather than surrender any property. After you have made all the payments under the plan, you receive a discharge of your debts.

     

    Who can file Chapter 13 Bankruptcy?

    Chapter 13 bankruptcy is certainly not for everyone. Not only must you be able to pay for your monthly living expenses, but you must also be able to meet your court-mandated payment obligations. If your income is minimal or inconsistent, or if your total debt is too high, the court may forbid you from filing Chapter 13.

     

    Chapter 13 is best suited for people who?

     

    Are behind on payments on secured property that they want to keep.
    Have tax debts that cannot be discharged in a Ch 7 bankruptcy case.
    Have debts that are NOT too high.
    Have non-exempt property that they want to keep.
    Have filed for Chapter 7 bankruptcy within the previous eight years, and thus are not eligible to file Ch 7.

    Want to protect co-signers on certain debts.
    Have past-due student loan debt.
    To learn more about Chapter 13 bankruptcy and how it can help you.

    Get your Complimentary Bankruptcy Evaluation NOW for immediate help. The MacSim Firm is ready to provide a FREE Bankruptcy consultation. Submit your online evaluation and a member of our staff will contact you.

    DEBT RELIEF SERVICES
     

    In addition to helping clients file Chapter 7 bankruptcy, we also provide legal advice for people facing credit card debt, creditor harassment, debt consolidation scams, home foreclosures, repossessions, bank levies and wage garnishments.

    If you are looking for Credit Card Collections Defense Representation?

     

    Bankruptcy Attorney

    To discuss your case, call 561-899-8184.



    We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.



    Disclaimer: This site is for promotional purposes only, and nothing contained herein should be considered legal advice.




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